Financial Literacy Among Ukrainian Teenagers: Recent Findings
Recent findings reveal that Ukrainian teenagers demonstrate a fundamental level of financial literacy.
This information has been released by the National Bank of Ukraine.
The study showed that the average correct response rate to case-based tasks among teenagers is 46.6%,
which corresponds to 3 points on a 12-point grading scale.
The best results were shown by students from Dnipropetrovsk (57.4%), Ivano-Frankivsk (53.7%) regions, and the capital, Kyiv (50.4%).
Conversely, the lowest scores were recorded in Kirovohrad (37.4%), Mykolaiv (39.7%), and Chernivtsi (41.4%) regions.
Girls achieved better results (47.4%) compared to boys (45.6%). Urban students scored 48%, while their rural counterparts scored 40%.
Notably, no teenager was able to provide correct answers to all questions in the survey.
The research was conducted by specialists from the Ukrainian Institute of Social Research named after O. Yaremenko in April 2024. The participant sample was formed by employees of the State Scientific Institution "Institute for Educational Analytics".
During the study, over 3,000 students aged 14 to 17 from 19 regions of Ukraine and Kyiv were tested.